Gems N' Loans is a multistore pawn shop with 2 stores located in Oceanside, Vista. This shop can conduct business in English. Accept Cash, Credit Card. This shop brings with it such services as custom jewelry design, buy, sell and trade, discounts. Gems N' Loans does loans and buy diamond rings and other jewelry, luxury and high-end watches, LED TV, laptops, tablets, Apple products, cameras, Bluray players, top brand tools like Hilti, Makita, Bosch, work radios, xbox, playstation, nintendo game consols and gears, guitars, amplifiers, drums, mixers, snowboards, hunting equipment, sport gears, paintball guns.