Language spoken is primarily English. Accept Cash, Credit Card. This pawn shop brings with it such services as custom jewelry design, buy, sell and trade, discounts. Gems N' Loans - Escondido does loans and buy gold, silver, jewelry, loose stones and coins, plus watches like Rolex, TV's, computers, smartphones, DSLR cameras, appliances, top brand tools like Hilti, Makita, Bosch, work radios, video game consoles, musical instruments and equipment, stage light, hunting and fishing stuff, golf clubs, bikes, jerseys.